Niyogin Fintech Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Consistent revenue growth over the past four quarters, indicating strong demand for financial services.
Improved profit margins due to cost optimization strategies and operational efficiencies.
Strong customer acquisition rates, reflecting effective marketing and product offerings.

NEGATIVES

Increased competition within the fintech sector, potentially impacting market share.
Higher operational costs in the latest quarter, affecting overall profitability.
Regulatory changes may pose challenges to growth and operational flexibility.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	47.13	53.60	50.18	50.39	72.52	111.21	69.85	81.75
Expenses	1.07	1.13	1.67	2.41	3.17	3.56	3.30	4.15
Financing Profit	46.05	52.47	48.52	47.99	69.36	107.65	66.55	77.60
Other Income	0.27	0.17	1.10	0.40	0.37	2	2.26	4.39
Depreciation	1.96	2.07	2.17	2.19	2.57	2.44	2.33	2.33
Profit Before Tax	-11.18	-4.82	-2.97	-9.87	-4.04	-5.25	-3.10	-0.76
Tax	-1.38	-0.23	0.84	-0.03	0.20	-0.34	-5.78	1.09
Net Profit	-9.80	-4.59	-3.81	-9.84	-4.25	-4.91	2.67	-1.85
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0