niyogin-fintechNiyogin Fintech Ltd.

₹68.87+0.47%

Market Cap

₹762.60 Cr

Stock P/E

-69.86

ROCE

-6.82%

ROE

-9.93%

Book Value

₹28.88

Financials

YoY Net Sales

EPS Growth

Operating Margin

You might have missed

No Recent News

No recent news available for this stock.

Shareholding

Holdings

Distribution

Promoter

Institution

Public

Others

From Last Concall

POSITIVES

•
Demerger simplifies the group structure and creates two independent, growth-oriented entities (iServeU and the NBFC) with clearer accountability and focus.
•
iServeU is transitioning to a SaaS-based revenue model, which should provide more predictable, durable revenue streams and reduce reliance on pass-through revenues.

NEGATIVES

•
Near-term profitability is pressured by higher costs and regulatory-driven headwinds (DMT volumes) impacting iServeU and the overall Business Line.
•
Regulatory-driven headwinds create revenue uncertainty, including dependency on regulatory approvals and the rollout pace of the demerger.

Peers Summary

Sector Leader

Niyogin Fintech Ltd. stands out in revenue growth but faces challenges in profitability and valuation. Authum Investment showcases strong profitability with low debt, while Bajaj Finserv appears overvalued despite solid ROE. IIFL Finance is financially risky with high debt and low margins, making it less attractive in the current market context.

Key Points

• Niyogin Fintech shows the highest revenue growth YoY at 80.14% but struggles with profitability metrics.
• Authum Investment leads in ROE (33.88%) and has the best valuation metrics (PE 13.36, PEG 0.06).
• Bajaj Finserv has the highest EPS (59.60) but is overvalued with a PE of 247.44.
• IIFL Finance and Niyogin are financially weak due to negative EPS and high debt ratios.

Top Performers

Authum Investment & Infrastructure Ltd.

Strong profitability with high ROE and low debt levels, making it a top performer.

Bajaj Finserv Ltd.

High EPS growth and solid ROE, though overvalued.

Cholamandalam Financial Holdings Ltd.

Good profitability metrics but high valuation.

Explore

Watchlists

Command Palette