Unifinz Capital India Quarterly Results

Pros & Cons

POSITIVES

Strong asset growth in the latest quarter indicates improved market positioning and customer trust.
Net interest income has shown consistent growth, reflecting effective lending strategies.
Cost-to-income ratio has improved, showcasing enhanced operational efficiency.

NEGATIVES

Decline in net profit margin suggests increasing competition and pricing pressures.
Rising non-performing assets may indicate potential future risks in loan portfolios.
Market volatility has impacted stock performance, affecting investor confidence.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	8.74	7.96	8.97	15	23.74	37.23	45.38	82.99
Expenses	0.91	1.22	1.31	1.44	1.45	1.85	1.93	3.48
Financing Profit	7.83	6.74	7.66	13.56	22.29	35.38	43.45	79.51
Other Income	0.01	0.01	0	0.01	0	0.01	0.64	0.09
Depreciation	0.19	0.19	0.20	0.24	0.30	0.38	0.52	0.26
Profit Before Tax	0.96	-1.43	-0.55	2.51	6.63	8.25	9.24	22.38
Tax	0.26	-0.36	-0.31	0.86	1.74	2.11	1.87	5.57
Net Profit	0.69	-1.07	-0.25	1.66	4.89	6.14	7.38	16.82
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0