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UCOBANKUCO Bank

31.06(+2.41%)

1W: +6.23%

1M: +4.80%

1Y: -45.00%

Financials

Charts

YoY Net Sales

Operating Margin

EPS Growth

Pros & Cons

POSITIVES

Consistent revenue growth with a steady increase in quarterly figures, peaking at ₹6078.36 Crore in Q4 2023.
Significant profit jump in recent quarters, with net profit reaching ₹602.74 Crore in Q4 2023, showing a healthy upward trend.
Decreasing net NPA percentage, improving asset quality, indicating better financial health and risk management.

NEGATIVES

Operating expenses have increased notably, reflecting higher costs that may impact profit margins.
Growth in financing profit has slowed down, dropping to ₹438.53 Crore in Q4 2023, indicating potential challenges in financing strategies.
Gross NPA percentage shows a slight increase, raising concerns about asset quality and lending practices.

Quarterly Results Data

Field	Trend	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25
Revenue		5,223.93	5,218.82	5,551.89	5,859.70	6,023.99	6,078.36	6,219.96	6,744.59
Expenses		4,654.60	4,883.73	5,293.57	5,711.73	5,538.19	5,639.83	5,820.20	6,438.02
Financing Profit		569.33	335.09	258.32	147.97	485.80	438.53	399.76	306.57
Other Income		633.02	646.79	860.82	1,124.91	835.43	993.07	1,185.93	1,392.20
Depreciation		0	0	0	0	0	0	0	0
Profit Before Tax		346.66	639.79	776.89	805.51	862.47	938.76	996.18	1,036.14
Tax		123.18	238.12	274.06	279.74	311.51	336.02	357.35	383.71
Net Profit		223.48	401.67	502.83	525.77	550.96	602.74	638.83	652.43
Gross Npa %		4.48	4.14	3.85	3.46	3.32	3.18	2.91	2.69
Net Npa %		1.18	1.11	0.98	0.89	0.78	0.73	0.63	0.50