TSF Investments Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Consistent revenue growth over the last four quarters reflects strong market demand and effective operational strategies.
Improved net profit margin indicates better cost management and profitability compared to previous periods.
Strong return on equity signals effective use of shareholder capital and solid financial health.

NEGATIVES

Increased operating expenses could pressure future margins and reduce profitability if not managed effectively.
Declining asset quality may raise concerns about future loan performance and credit risk.
Slower growth in net interest income suggests potential challenges in maintaining revenue momentum going forward.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Jun 25
Revenue	24.01	24.39	25.31	217.62	42.79	29.86	32.59	178.79
Expenses	0.32	0.31	0.26	0.30	0.29	0.28	0.27	4.83
Financing Profit	23.69	24.08	25.05	217.32	42.50	29.58	32.31	173.96
Other Income	1.28	1.75	2.43	0.39	1.49	1.73	0.35	2.23
Depreciation	0.77	0.73	0.69	0.74	0.74	0.76	0.75	3.15
Profit Before Tax	83.89	95.88	105.90	299.97	120.20	96.49	111.38	137.22
Tax	13.22	5.17	3.47	30.65	9.86	7.59	5.65	-21.16
Net Profit	70.67	90.71	102.44	269.32	110.33	88.90	105.72	158.38
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0