TruCap Finance Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Strong revenue growth in the latest quarter, indicating robust demand for financial services.
Improved net profit margin compared to previous quarters, reflecting efficient cost management.
Increased asset quality ratios suggest better risk management and lower non-performing assets.

NEGATIVES

Declining return on equity, indicating less efficiency in generating profits from shareholders' equity.
Higher operating expenses compared to previous quarters, which may pressure profit margins in the future.
Sluggish loan growth rates compared to industry benchmarks, signaling potential market challenges.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Jun 25
Revenue	37.96	42.70	39.82	41.41	52.12	57.65	51.57	30.08
Expenses	17.34	18.16	20.51	22.68	26.14	27.04	24.76	19.51
Financing Profit	20.62	24.55	19.30	18.73	25.98	30.61	26.81	10.57
Other Income	0	0.24	9.17	11.54	0.37	0.66	1.08	11.97
Depreciation	1.90	1.99	2.99	2.39	2.31	2.24	2.27	2.02
Profit Before Tax	1.47	2.55	3.30	4.10	1.85	2.62	0.78	-15.80
Tax	0.42	1.19	0.44	-1.59	0.65	1.61	-0.19	-6.70
Net Profit	1.06	1.36	2.85	5.69	1.20	1.01	0.96	-9.10
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0