KTKBANKThe Karnataka Bank Ltd.

₹173.05-0.90%

Market Cap

₹6,601.77 Cr

Stock P/E

5.67

ROCE

12.35%

ROE

11.61%

Book Value

₹314.28

Financials

YoY Net Sales

EPS Growth

Operating Margin

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No recent news available for this stock.

Shareholding

Holdings

Distribution

Institution

Public

Others

From Last Concall

POSITIVES

•
Q1 FY26 PAT rose 15.8% QoQ to Rs 292.40 crore, signaling improving profitability.
•
CASA build-up remains a focus with higher CASA share and YoY CASA growth, indicating lower funding costs.

NEGATIVES

•
NIM pressure persists with margin at 2.82% in Q1 FY26, down from 3.54% a year earlier.
•
Asset quality remains stressed with gross NPA at 3.46% as of June 2025 and with ongoing slippages.

Peers Summary

Growth Outperformer

The Karnataka Bank Ltd. stands out for its impressive growth metrics and low valuation ratios, making it an attractive option amidst its peers. It boasts the highest revenue growth (YoY) at 14.93% and a very low PE ratio of 5.18. However, while its profitability and efficiency metrics are solid, it does lag behind some peers in terms of ROE and ROCE, indicating room for improvement in efficiency and returns. Overall, it provides a compelling case for investors looking for growth at a bargain price in the banking sector.

Key Points

• The Karnataka Bank Ltd. shows strong revenue growth of 14.93% YoY, the highest among peers.
• It has the lowest PE ratio of 5.18, indicating it may be undervalued compared to its earnings potential.
• Profitability metrics like ROE and ROCE are lower than some peers, suggesting potential inefficiencies.

Top Performers

HDFC Bank Ltd.

Strong growth with 18.59% YoY revenue growth and high EPS of 91.9772.

ICICI Bank Ltd.

Excellent profitability with ROE of 19.4463 and high growth rates.

HDFC Bank Ltd.

Consistent growth and attractive profitability metrics.

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