Suvifin Credit Solutions Quarterly Results

Pros & Cons

POSITIVES

Improved net profit margin indicates efficient cost management and higher profitability compared to previous quarters.
Increase in loan disbursements reflects strong demand and market confidence in the company.
Reduction in non-performing assets (NPAs) enhances credit quality and reduces risk exposure.

NEGATIVES

Decline in revenue growth rate compared to last quarter raises concerns about future earnings potential.
Higher operating expenses may pressure margins, indicating potential inefficiencies.
Increased competition in the financial sector could impact market share and profitability moving forward.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	21.43	16.30	16.42	26.96	11.36	4.96	1.46	3.25
Expenses	0.64	0.62	0.68	0.71	0.84	0.65	0.59	0.59
Financing Profit	20.79	15.68	15.74	26.25	10.52	4.31	0.86	2.67
Other Income	0	0	0.01	0.02	0.06	0	0	0.02
Depreciation	0.05	0.09	0.09	0.08	0.16	0.20	0.30	0.39
Profit Before Tax	2.07	4.72	3.91	-0.11	1.72	-0.71	-1.15	1.77
Tax	0.23	0	-0.02	0	0.50	-0.15	-0.25	0.45
Net Profit	1.85	4.72	3.93	-0.11	1.22	-0.56	-0.91	1.32
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0