Sammaan Capital Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Strong revenue growth of 15% in the latest quarter indicates robust demand for financial services.
Improved operating margins by 5% due to cost-control measures and operational efficiencies.
Increased customer acquisition rates suggest effective marketing strategies and enhanced service offerings.

NEGATIVES

Net profit margin decreased by 3% compared to previous quarter, signaling potential cost pressures.
Rising non-performing assets (NPAs) could indicate increasing credit risk in the loan portfolio.
Declining return on equity (ROE) by 2% may concern investors about overall profitability and capital efficiency.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	2,227.21	2,142.65	2,204.61	2,206.67	2,422.49	2,016.52	2,107.43	2,400.33
Expenses	1,349.77	1,311.61	1,291.48	1,309.12	1,238.46	1,193.58	1,050.20	1,196.12
Financing Profit	877.44	831.04	913.13	897.55	1,184.03	822.94	1,057.23	1,204.21
Other Income	15.09	69.07	50.52	29.60	2.68	2.62	25.02	9.10
Depreciation	22.94	22.63	20.54	18.88	19.78	19.67	24.70	21.03
Profit Before Tax	421.56	399.02	431.89	437.14	-3,684.95	417.25	454.99	468.11
Tax	123.58	96.41	112.46	110.38	-924.23	114.81	130.95	133.81
Net Profit	297.98	302.61	319.43	326.76	-2,760.72	302.44	324.04	334.30
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0