RSD Finance Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Strong revenue growth in the latest quarter, indicating robust demand for financial services.
Improved net profit margins, reflecting better cost management and operational efficiency.
Increase in customer acquisition and retention rates, suggesting effective marketing strategies.

NEGATIVES

Rising non-performing assets (NPAs) may signal potential credit risk issues.
Decline in return on equity (ROE) compared to previous quarters, indicating reduced profitability.
Increased competition in the financial sector could pressure margins and market share.

Field	Mar 23	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	23.52	25.45	18.91	28.09	30.66	32.55	29.44	31.31	36.71	11.47
Expenses	19.02	18.35	16.18	18.86	22.62	23.09	21.81	22.73	30.30	4.83
Operating Profit	4.50	7.10	2.73	9.22	8.04	9.45	7.63	8.58	6.41	6.64
Other Income	1.23	0.99	2.26	1.38	3.46	2.07	2.16	0.16	0.60	3.01
Interest	0.88	0.54	0.63	0.94	0.70	0.52	0.47	0.52	2.45	0.01
Depreciation	3.33	3.42	1.57	2.86	2.68	1.95	2.10	2.11	1.60	0.33
Profit Before Tax	1.53	4.14	2.80	6.80	8.12	9.06	7.22	6.11	2.96	9.31
Tax	0.60	0.94	0.27	1.52	1.72	2.11	1.63	1.72	2.09	1.47
Net Profit	0.93	3.19	2.53	5.28	6.40	6.95	5.59	4.40	0.87	7.84
Eps in Rs	1.80	4.31	2.39	5.45	3.60	6.55	4.56	1.97	0.88	5.98