Repco Home Finance Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Robust growth in net interest income indicates strong lending performance compared to previous quarters.
Improved asset quality reflects effective risk management strategies that have been implemented recently.
Higher return on equity suggests increased shareholder value and efficient capital utilization.

NEGATIVES

Rising operating expenses could impact profitability margins if not controlled effectively.
Increased competition in the financial sector may pressure market share and pricing strategies.
Slower loan disbursement growth compared to last year raises concerns about future revenue streams.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	380.16	387.30	392.58	407.83	415.25	435.93	426.15	435.51
Expenses	0	215.26	220.26	232.98	239.56	247.52	245.80	244.07
Financing Profit	380.16	172.04	172.32	174.85	175.69	188.41	180.35	191.44
Other Income	3.75	5.90	4.61	8.42	8.94	9.39	8.85	5.19
Depreciation	3.84	4.77	5.57	3.74	9.27	8.50	7.13	7.70
Profit Before Tax	137.27	138.65	144.31	143.69	155.38	150.63	159.83	153.52
Tax	34.12	34.64	30.60	31.16	40.25	37.46	39.18	38.38
Net Profit	103.15	104.01	113.71	112.53	115.13	113.17	120.65	115.14
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0