Regency Fincorp Quarterly Results

Pros & Cons

POSITIVES

Consistent revenue growth over the last four quarters indicates strong market demand for financial services.
Improved net profit margins suggest better cost management and operational efficiency.
Increasing return on equity (ROE) reflects enhanced profitability and effective capital utilization.

NEGATIVES

Rising non-performing assets (NPAs) signal potential credit risks and market volatility.
Fluctuations in interest rates could impact profitability and borrowing costs.
Decreased loan disbursements in the latest quarter may indicate cautious lending strategies amid economic uncertainty.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	3.96	4.08	3.85	3.49	4.01	5.16	7.30	7.76
Expenses	2.40	2.44	1.86	1.75	1.66	2.57	2.02	2.28
Financing Profit	1.56	1.64	1.98	1.74	2.34	2.59	5.28	5.48
Other Income	0.12	0.11	0.21	0.16	0.20	0.23	1.11	1.58
Depreciation	0.21	0.25	0.24	0.17	0.17	0.17	0.22	0.24
Profit Before Tax	0.56	0.71	0.92	0.73	1.08	1.38	3.50	4.39
Tax	0.15	0.18	0.17	0.19	0.28	0.35	0.91	1.24
Net Profit	0.42	0.53	0.75	0.54	0.80	1.03	2.59	3.16
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0