Real Touch Finance Quarterly Results

Pros & Cons

POSITIVES

Consistent revenue growth over the last four quarters indicates strong demand for services.
Improved net profit margins suggest effective cost management and operational efficiency.
Return on equity has increased, reflecting better utilization of shareholders' funds.

NEGATIVES

Rising provisioning for bad loans could signal potential risks in asset quality.
Slower growth in net interest income compared to previous quarters raises concerns about profitability.
High operating expenses may put pressure on future margins if not controlled.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	5.12	5.25	3.80	6.42	6.82	7.59	7.83	8.18
Expenses	1.76	2.19	3.32	3.35	3.41	3.71	3.73	4.07
Financing Profit	3.36	3.05	0.48	3.07	3.41	3.88	4.10	4.11
Other Income	0	0	0.06	0.01	0.03	0.07	0.10	0.06
Depreciation	0.05	0.07	0.08	0.06	0.07	0.07	0.09	0.06
Profit Before Tax	0.88	1.37	0.36	1.40	1.56	2.14	0.57	1.80
Tax	0.54	0.52	-0.16	0.35	0.39	0.42	-0.11	0.46
Net Profit	0.34	0.86	0.53	1.04	1.17	1.72	0.68	1.34
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0