RBL Bank Quarterly Results

Charts

Revenue Growth (Quarterly)

Financing Margin

EPS Growth

POSITIVES

Improved net interest margin indicating effective asset-liability management.
Increased retail deposit base, showcasing stronger customer trust and liquidity.
Lower provisioning for bad loans, reflecting improved asset quality.

NEGATIVES

Declining net profit growth compared to earlier quarters, signaling potential profitability concerns.
Higher operational costs impacting overall efficiency ratios.
Stagnant loan growth in certain segments, indicating competitive pressure in the banking sector.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	2,855.40	3,007.76	3,191.46	3,339.18	3,496.94	3,531.02	3,536.55	3,476.60	3,441.18	3,507.92
Expenses	2,864.95	2,955.20	3,191.12	3,315.30	3,430.36	3,536.22	3,599.02	3,599.44	3,792.78	3,696.72
Financing Profit	-9.55	52.56	0.34	23.88	66.58	-5.20	-62.47	-122.84	-351.60	-188.80
Other Income	693.97	712.81	777.36	875.81	775.12	928.03	1,073.92	1,001.31	1,071.39	933.67
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	418.23	125.02	319.56	485.90	475.42	304.49	-177.45	93.33	277.47	245.17
Tax	98.74	-206.06	74.67	121.47	124.37	72.79	-224.77	6.34	63.25	52.71
Net Profit	319.49	331.08	244.89	364.43	351.05	231.70	47.32	86.99	214.22	192.46
Gross Npa %	0	0	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0	0	0