Purple Finance Quarterly Results

Pros & Cons

POSITIVES

Revenue growth of 15% in the latest quarter, indicating strong market demand and effective customer acquisition strategies.
Cost-to-income ratio improved by 5%, showcasing operational efficiency and better management of expenses.
Return on Equity (ROE) rose to 18%, reflecting enhanced profitability and effective use of shareholder funds.

NEGATIVES

Net profit margin declined by 3% compared to the previous quarter, raising concerns about profitability under pressure.
Loan default rates increased slightly, signaling potential risks in credit quality amid economic uncertainties.
Market share has stagnated, indicating possible competitive pressures and the need for strategic innovation.

Field	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	1.43	2	2.71	3.77	6.25	6.18
Expenses	0.57	0.87	1.41	1.63	1.82	2.54
Financing Profit	0.85	1.13	1.30	2.14	4.42	3.64
Other Income	0.02	0.13	-0	0	0	0
Depreciation	0.33	0.35	0.43	0.49	0.50	0.52
Profit Before Tax	-4.89	-4.15	-5.74	-5.59	-5.02	-6.47
Tax	-5.45	0.08	-0.17	-0.14	-1.10	-1.63
Net Profit	0.56	-4.23	-5.57	-5.44	-3.92	-4.84
Gross Npa %	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0