POLICYBZRPB Fintech

₹1823.1+0.71%

Market Cap

₹84,105.01 Cr

Stock P/E

182.20

ROCE

6.85%

ROE

6.55%

Book Value

₹146.72

Financials

YoY Net Sales

EPS Growth

Operating Margin

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No Recent News

No recent news available for this stock.

Shareholding

Holdings

Distribution

Foreign Investors

Domestic Investors

Public

From Last Concall

POSITIVES

•
Core insurance growth remains robust with Health driving the expansion; total premium up 36% YoY and Health up 65%.
•
Renewal/trail revenue shows strong, sustained momentum; 12-month renewal revenue up about 43% YoY to ₹725 Cr.

NEGATIVES

•
Near-term cost discipline remains a concern; expenses outside contribution outpacing those within contribution (operational cost growth vs. revenue growth).
•
Paisabazaar business is currently in a weak phase; management describes it as dumps with the worst financial position, despite a team-focused upside.

Peers Summary

Sector Leader

PB Fintech Ltd. demonstrates strong revenue growth and efficiency metrics compared to its peers, establishing itself as a leader in the fintech sector, though its high valuation ratios warrant caution for potential investors.

Key Points

• PB Fintech Ltd. leads in revenue growth with a YoY increase of 34.4%.
• Infibeam Avenues Ltd. shows the highest EPS growth at 35.71% over 3 years.
• One97 Communications Ltd. has the lowest profitability metrics with negative ROE and profit margins.
• High valuation metrics are evident in PB Fintech Ltd. and One97 Communications Ltd., indicating potential overvaluation.
• Financially weak companies include One97 Communications Ltd. and Suvidhaa Infoserve Ltd. due to negative margins and returns.

Top Performers

Infibeam Avenues Ltd.

Highest revenue growth (YoY 61.6%) and solid profitability (ROE 6.789) with low valuation metrics.

PB Fintech Ltd.

Strong revenue growth (34.4% YoY) and decent profitability (ROE 6.5526), albeit with high valuation ratios.

MOS Utility Ltd.

Exceptional revenue growth (230.06% YoY) and strong efficiency metrics (ROE 23.9259) despite having no market cap data.

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