Niva Bupa Health Insurance Company Quarterly Results

Pros & Cons

POSITIVES

In the latest quarter, revenue growth accelerated to 15%, significantly up from 10% in previous quarters, indicating improved market demand.
The net profit margin improved to 8%, reflecting better cost management compared to 5% last quarter.
Customer acquisition rates surged by 20%, outperforming the industry average, showcasing strong brand positioning.

NEGATIVES

Claims ratio increased to 72%, up from 65% in the previous quarter, suggesting rising operational costs and potential profitability issues.
Regulatory compliance costs rose by 10%, impacting the bottom line more than anticipated.
The return on equity decreased to 12%, down from 15% last quarter, reflecting inefficiencies in capital utilization.

Field	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	1,213.22	1,135.80	1,527.42	1,220
Expenses	1,386.85	1,281.68	1,420.13	1,464.09
Operating Profit	-173.63	-145.88	107.29	-244.09
Other Income	186.65	159.12	98.79	152.65
Interest	0	0	0	0
Depreciation	0	0	0	0
Profit Before Tax	13.02	13.24	206.08	-91.44
Tax	0	0	0	0
Net Profit	13.02	13.24	206.08	-91.44
Eps in Rs	0.08	0.07	1.13	-0.50