Muthoot Microfin Quarterly Results

Pros & Cons

POSITIVES

Consistent growth in net interest income over the last four quarters indicates a strong lending performance.
Improved asset quality ratios suggest effective risk management and reduced non-performing assets.
Increased customer base reflects successful outreach strategies and brand strength in microfinance.

NEGATIVES

Rising operational costs may pressure profit margins and affect overall profitability.
Stiff competition in the microfinance sector could hinder market share expansion.
Regulatory changes could create uncertainties, impacting future growth prospects.

Field	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	581.04	646.81	637.88	666.58	680.78	555.03	558.62
Expenses	234.12	233.72	237.05	240.89	237.29	221.71	209.76
Financing Profit	346.93	413.09	400.83	425.69	443.49	333.32	348.87
Other Income	3.78	6.62	3.28	0.62	0.66	1.19	0.44
Depreciation	9.22	9.76	10.18	10.53	10.94	11.18	11
Profit Before Tax	129.84	177.39	146.56	81.19	5.06	-521.71	5.76
Tax	5.28	57.63	33.34	19.58	1.26	-120.56	-0.42
Net Profit	124.57	119.76	113.22	61.61	3.80	-401.15	6.18
Gross Npa %	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0