Muthoot Finance Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Consistent revenue growth over the last four quarters indicates strong demand for gold loans.
Improved profit margins reflect better operational efficiency and cost management.
The latest quarter shows a significant increase in net profit, demonstrating robust financial health.

NEGATIVES

Rising non-performing assets (NPAs) could impact future profitability and investor confidence.
Increased competition in the financial sector may pressure margins and market share.
Regulatory changes could pose challenges to operational flexibility and growth strategies.

Field	Mar 23	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	3,274.88	3,471.71	3,606.14	3,820.02	4,163.80	4,473.86	4,928.82	5,189.73	5,621.75	6,450.13
Expenses	829.11	846.79	804.55	871.72	1,120.99	1,226.43	1,323.73	1,405.23	1,574.80	1,441.33
Operating Profit	2,445.77	2,624.92	2,801.59	2,948.29	3,042.81	3,247.43	3,605.09	3,784.50	4,046.95	5,008.80
Other Income	23.48	36.99	25.81	22.66	15.62	18.61	28.57	31.95	31.19	34.89
Interest	1,091.22	1,235.95	1,335.01	1,412.48	1,446.64	1,594.50	1,807.03	1,899.55	2,111.22	2,354.91
Depreciation	23.15	19.19	22.18	24.13	26.61	25.84	24.86	30.58	34.71	34.75
Profit Before Tax	1,354.88	1,406.77	1,470.21	1,534.35	1,585.18	1,645.70	1,801.78	1,886.32	1,932.20	2,654.03
Tax	345.62	362.05	374.92	389.04	402.90	450.04	480.55	494.78	488.27	679.78
Net Profit	1,009.26	1,044.72	1,095.29	1,145.31	1,182.27	1,195.66	1,321.22	1,391.55	1,443.93	1,974.25
Eps in Rs	24.25	25.46	26.39	27.49	28.37	28.99	31.67	35.36	36.81	50.22