Moneyboxx Finance Quarterly Results

Pros & Cons

POSITIVES

Total revenue increased steadily over the last four quarters, indicating strong demand in the financial services sector.
Operating profit margins improved, reflecting better cost management and operational efficiency compared to previous quarters.
Customer acquisition and retention strategies appear effective, as indicated by a growing client base and loan portfolio.

NEGATIVES

Net profit showed volatility, with significant dips in two quarters indicating potential risks in market conditions.
High operating expenses have not decreased proportionately, affecting overall profitability despite revenue growth.
Loan default rates have slightly increased, raising concerns about asset quality and risk management practices.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	28.46	33.45	42.30	45.63	49.49	51.74	52.08	59.02
Expenses	10.16	10.67	13.47	15.02	15.62	15.86	16.75	20.60
Financing Profit	18.30	22.78	28.83	30.61	33.88	35.88	35.33	38.42
Other Income	0.05	0.07	0.11	0.07	0.08	0.08	0.06	0.09
Depreciation	0.71	0.90	1.07	1.55	1.83	1.94	2.40	2.46
Profit Before Tax	1.67	2.69	4.43	4.48	2.11	0.24	-3.87	0.43
Tax	0.30	0.68	0.30	0.18	0.08	0.04	1.42	0.19
Net Profit	1.37	2.01	4.12	4.30	2.03	0.20	-5.29	0.24
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0