KIFS Financial Services Quarterly Results

Pros & Cons

POSITIVES

Consistent revenue growth over the last three quarters, indicating strong demand for services.
Improved operating margins suggest better cost management and efficiency in operations.
Increase in customer acquisition rates points to effective marketing strategies.

NEGATIVES

Rising operational costs have impacted net profit margins, indicating potential inefficiencies.
Increased loan default rates could signal credit risk and affect future earnings stability.
Regulatory changes may impose additional compliance costs, threatening profitability in the coming quarters.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	8.10	13.63	16.99	8.39	8.73	5.40	6.60	9.81
Expenses	5.52	11.41	12.42	6.03	6.31	2.84	6.04	7.27
Financing Profit	2.58	2.22	4.58	2.36	2.42	2.55	0.56	2.54
Other Income	0	0	0.01	0	0	0	4.04	0
Depreciation	0.09	0.09	0.25	0.12	0.12	0.12	0.12	0.08
Profit Before Tax	2.35	1.94	3.62	2.06	2.18	2.30	4.30	2.25
Tax	0.58	0.48	1.10	0.55	0.54	0.53	1.16	0.57
Net Profit	1.77	1.46	2.52	1.51	1.64	1.77	3.15	1.68
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0