Karur Vysya Bank Quarterly Results

Pros & Cons

POSITIVES

Positive revenue growth trajectory over the last three years, indicating increasing market demand.
Improvement in profit margins, reflecting better cost management and operational efficiency.
Increased net profit in the latest quarter compared to the prior quarter, signaling strong performance.

NEGATIVES

High expenses growing faster than revenue, which could impact profitability.
Fluctuations in financing profit indicating potential instability in financial management.
Declining other income sources, which could affect overall financial stability.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	1,997.08	2,139.38	2,184.57	2,284.53	2,384	2,486.01	2,515.93	2,568.55
Expenses	1,698.06	1,821.27	1,946.51	1,927.03	2,039.77	2,138.17	2,190.29	2,210.30
Financing Profit	299.02	318.11	238.06	357.50	344.23	347.84	325.64	358.25
Other Income	338.89	357.79	628.85	388.35	472.01	467.43	509.33	447.25
Depreciation	0	0	0	0	0	0	0	0
Profit Before Tax	511.50	526.19	573.50	612.91	636.41	667.83	673.57	687.36
Tax	133.05	114.56	117.40	154.26	162.81	171.80	160.21	165.91
Net Profit	378.45	411.63	456.10	458.65	473.60	496.03	513.36	521.45
Gross Npa %	1.73	1.58	1.40	1.32	1.10	0.83	0.76	0.66
Net Npa %	0.47	0.42	0.40	0.38	0.28	0.20	0.20	0.19