Karnavati Finance Quarterly Results

Pros & Cons

POSITIVES

Revenue growth improved in the latest quarter, indicating strong demand for financial services.
Operating margins have expanded consistently, showcasing better cost management and operational efficiency.
The company showed a significant increase in net profit, reflecting effective financial strategies and revenue generation.

NEGATIVES

Non-performing assets (NPAs) have slightly increased, indicating potential risk in asset quality.
Interest income growth has slowed, which could impact future profitability.
Expenses related to loan provisioning have risen, signaling caution in credit risk management.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	1.19	0.39	0.89	0.63	0.28	0.41	0.26	0.22
Expenses	0.44	0.41	0.40	0.34	0.28	0.27	0.26	0.25
Financing Profit	0.75	-0.02	0.50	0.28	0	0.14	-0.01	-0.03
Other Income	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit Before Tax	0.67	-1.80	-0.09	0.17	-0.90	-0.06	-0.88	-0.37
Tax	0.08	-0.08	0.10	0.04	-0.04	0	-0	0
Net Profit	0.59	-1.72	-0.18	0.13	-0.86	-0.06	-0.88	-0.37
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0