Indostar Capital Fin Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Revenue growth in the latest quarter shows a strong recovery trend from previous periods.
Improved net interest margin indicates better profitability on loans compared to past quarters.
Lower operating expenses have led to enhanced efficiency and higher net income.

NEGATIVES

Loan default rates have increased, raising concerns about asset quality.
Profit margins remain under pressure due to rising competition in the financial sector.
Regulatory changes may impact future growth prospects and operational flexibility.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	299.09	234.23	238.16	390.72	306.55	351.83	373.23	372.56	343.51	356.55
Expenses	95.48	77.54	75.92	205.26	123.76	138.53	161.92	161.44	622.32	172
Operating Profit	203.61	156.69	162.24	185.46	182.79	213.30	211.31	211.12	-278.81	184.55
Other Income	0.28	0.09	0.71	3.29	2.43	0.24	0.37	2.45	0.16	0.29
Interest	154.38	140.77	145.31	161.94	166.78	187.77	192.98	193.31	185.47	166.67
Depreciation	7.87	6.37	7.24	7.39	7.74	7.91	7.23	7.74	7.33	7.66
Profit Before Tax	41.64	9.64	10.40	19.42	10.70	17.86	11.47	12.52	704.50	10.51
Tax	2.71	0	0.04	0	0.01	0.02	0.01	0.02	169.01	0.02
Net Profit	38.93	24.77	16.87	35.27	24.93	31.68	27.72	36.19	545.58	10.49
Eps in Rs	2.86	1.82	1.24	2.59	1.83	2.33	2.04	2.66	40.02	0.77