IRFCIndian Railway Fin.

₹122.24-0.70%

Market Cap

₹1,59,697.14 Cr

Stock P/E

23.36

ROCE

5.83%

ROE

12.77%

Book Value

₹43.00

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No recent news available for this stock.

Shareholding

Holdings

Distribution

Promoter

Foreign Investors

Domestic Investors

Public

From Last Concall

POSITIVES

•
IRFC is pursuing a diversification push (IRFC 2.0) beyond a single client, expanding across the broader railway ecosystem.
•
Strong near-term execution with a healthy order book and initial disbursement momentum in Q1.

NEGATIVES

•
Q1 disbursement was slow relative to annual targets, indicating potential refinancing-led lumpiness in funding flow.
•
Margin pressure from repo-rate cuts and wider ecosystem competition could compress yields unless offset by low overhead.

Peers Summary

Sector Laggard

Indian Railway Finance Corporation Ltd. (IRFC) lags behind its peers across multiple financial metrics, particularly in growth and profitability, which raises concerns about its valuation despite being part of a stable sector. The company exhibits no revenue or earnings growth, and it carries no debt, but its higher PE ratio compared to peers suggests it may be overvalued relative to its financial performance.

Key Points

• IRFC shows stagnant growth with 0% revenue and EPS growth.
• High PE ratio of 23.61 indicates potential overvaluation compared to peers.
• No debt indicates financial stability, but lack of profitability metrics raises red flags.

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Solid ROA (4.7795) and ROE (21.7991) with a very attractive PE ratio of 7.13.

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