Indian Overseas Bank Quarterly Results

Charts

Revenue Growth (Quarterly)

Financing Margin

EPS Growth

POSITIVES

Latest quarter shows a consistent revenue growth trend with a 4.1% increase from the previous quarter.
Net profit increased to ₹875.27 Crore, marking a significant year-on-year growth of 40% compared to last year.
Operating expenses are stabilizing, indicating better cost management strategies over recent periods.

NEGATIVES

Profit before tax decreased by 5.1% from the previous quarter, raising concerns about profitability consistency.
Operating expenses surged to ₹6,147.72 Crore, reflecting challenges in controlling costs amid rising revenues.
Financing profit dipped significantly in the latest quarter, which could impact future financial flexibility.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	5,427.45	5,824.90	6,179.84	6,633.50	6,539.01	6,853.94	7,115.88	7,634.81	7,387.49	7,850.89
Expenses	4,885.12	5,261.68	5,660.99	7,149.15	5,895.75	6,359.24	6,147.72	6,598.04	6,509.28	6,814.81
Financing Profit	542.33	563.22	518.85	-515.65	643.26	494.70	968.16	1,036.77	878.21	1,036.08
Other Income	806.70	1,116.60	1,262.82	2,479.17	1,033.24	1,633.59	1,299.46	1,622.79	1,480.39	1,365.44
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	511.09	635.50	1,080.30	1,195.96	738.62	981.98	1,238.98	1,595.34	1,514.55	1,729.06
Tax	7.06	8.32	356.16	385.54	105.18	204.73	363.71	503.40	402.86	501.16
Net Profit	504.03	627.18	724.14	810.42	633.44	777.25	875.27	1,091.94	1,111.69	1,227.90
Gross Npa %	0	0	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0	0	0