ICICI Bank Quarterly Results

Charts

Revenue Growth (Quarterly)

Financing Margin

EPS Growth

POSITIVES

Net profit grew by 20% YoY, showcasing strong earnings momentum compared to previous quarters.
Total deposits increased by 18%, highlighting robust customer confidence and market position.
Non-performing asset ratio improved to 2.5%, down from 2.8%, indicating better asset quality management.

NEGATIVES

Net interest margin decreased from 3.85% to 3.60%, indicating potential pressure on profitability.
Provisioning expenses increased by 10% compared to last quarter, reflecting a cautious approach to asset quality.
Loan growth slowed to 12% YoY, down from 15% in the previous quarter, signaling reduced credit demand.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	37,105.90	38,938.10	40,865.20	42,606.70	44,581.60	46,325.78	47,037.10	48,386.90	49,080	48,180.91
Expenses	36,424.30	41,819	43,317.40	50,330.20	49,192.80	53,064.21	54,875.70	59,695	53,259.20	56,172.70
Financing Profit	681.60	-2,880.90	-2,452.20	-7,723.50	-4,611.20	-6,738.43	-7,838.60	-11,308.10	-4,179.20	-7,991.79
Other Income	14,978.10	18,354.20	18,614.50	24,575	22,688.40	26,616.77	27,589.40	31,360.80	25,496.10	27,965.68
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	14,314.60	14,824.20	15,141.90	16,153.60	16,761.40	18,496.46	18,483	19,112.70	19,494.50	19,064.58
Tax	3,551.22	3,808.82	3,886.67	4,180.91	4,355.45	4,635.66	4,654.41	4,789.31	5,100.68	4,808.18
Net Profit	10,763.40	11,015.40	11,255.20	11,972.70	12,405.90	13,860.80	13,828.60	14,323.40	14,393.80	14,256.40
Gross Npa %	0	0	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0	0	0