HDFC Bank Key Ratios

The absence of data on inventory and receivable days means we cannot evaluate the changes in the efficiency of working capital management, making it difficult to gauge operational performance nuances.Payable days data is also missing, which limits our analysis of the company's cash management and supplier relationships, critical for understanding working capital cycles.Despite these gaps, the cash conversion cycle being zero implies rapid turnover, but without specific day metrics, we cannot affirm if this is improving.

ROE has shown a decline into the latest reporting period, indicating potential weaknesses in profit generation relative to equity, even though prior years' performance was strong.ROCE reached its peak at 15.2446% in 202303 but has since decreased, showing that capital deployment effectiveness is faltering alongside failing profitability in the most recent year.ROA trends are similarly concerning; a drop to 1.7439% in 202503 suggests reduced asset efficiency, pointing to the need for better asset utilization strategies to recover returns.