GIC Housing Finance Peer Comparison

GIC Housing Finance Ltd. demonstrates strong valuation metrics with low PE and PBV, although its revenue growth is declining. Comparatively, Housing & Urban Development Corporation Ltd. and LIC Housing Finance Ltd. emerge as strong performers in profitability and growth, indicating a competitive advantageous position in the market. However, Bajaj Housing Finance Ltd. shows signs of financial stress with poor growth and high debt levels, making it less attractive.

• • GIC has a low PE of 5.83 and PBV of 0.5124, indicating potential undervaluation.
• • Housing & Urban Development Corporation Ltd. leads with the highest revenue growth YoY (32.46%) and ROE (15.67%).
• • Bajaj Housing Finance Ltd. has the lowest revenue growth YoY (0%) and high debt levels, indicating financial stress.

• • Housing & Urban Development Corporation Ltd.: Highest revenue growth YoY (32.46%) and strong profitability metrics.
• • LIC Housing Finance Ltd.: Strong EPS growth (98.94) and good profitability (ROE 16.05%).
• • Aadhar Housing Finance Ltd.: Consistent growth with a good EPS and ROE, indicating solid performance.