Galada Finance Quarterly Results

Pros & Cons

POSITIVES

Consistent revenue growth over the last three quarters, indicating strong demand for financial services.
Improved net profit margin, reflecting better cost management and operational efficiency.
Increased customer base, suggesting successful expansion strategies and marketing efforts.

NEGATIVES

Declining loan portfolio quality, raising concerns about potential future defaults.
Rising operational costs, which may erode profit margins if not controlled effectively.
Lower return on equity compared to industry benchmarks, indicating less efficient use of shareholder funds.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	0.28	0.37	0.48	0.37	0.37	0.38	0.53	0.53
Expenses	0.09	0.12	0.13	0.14	0.13	0.14	0.15	0.24
Financing Profit	0.19	0.25	0.35	0.24	0.24	0.24	0.38	0.29
Other Income	0.08	0.02	-0	0.01	0.01	0	-0.01	0.01
Depreciation	0.04	0.07	0.07	0.05	0.05	0.05	0.06	0.04
Profit Before Tax	0.10	0.07	0.22	0.04	0.04	0.04	0.17	0.05
Tax	0	0.03	0.03	0.01	0.01	0.01	0.02	0.01
Net Profit	0.09	0.04	0.19	0.03	0.03	0.03	0.15	0.04
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0