FIVESTARFive-Star Business Finance Ltd.

₹524.4-0.78%

Market Cap

₹15,543.83 Cr

Stock P/E

99.22

ROCE

17.05%

ROE

16.08%

Book Value

₹0.00

You might have missed

No Recent News

No recent news available for this stock.

Shareholding

Holdings

Distribution

Promoter

Institution

Public

Others

From Last Concall

POSITIVES

•
Guidance on growth preserved; FY26 targets unchanged.
•
Focus on higher-ticket loans with a sweet spot in INR3-5 lakh; exposure below INR3 lakh being reduced.

NEGATIVES

•
Credit costs heightened; full-year guidance revised to around 1.2% of assets.
•
Stress pockets in Karnataka and Andhra Pradesh; NPAs edged higher in Karnataka; overlap with overleveraged customers up to 20-25%.

Peers Summary

Sector Leader

Five-Star Business Finance Ltd. demonstrates solid profitability metrics with a decent PE ratio, but its lack of revenue growth and high debt levels compared to peers raises concerns. Bajaj Holdings stands out as a growth performer, while JIO Financial Services appears overvalued despite low debt levels. Shriram Finance and Muthoot Finance are solid performers but have higher debt ratios.

Key Points

• Five-Star Business Finance has a strong ROE of 16.08% but zero revenue growth YoY and substantial debt levels.
• Bajaj Holdings shows exceptional revenue growth and profitability with an EPS of 585.90 and high margins.
• JIO Financial Services is highly overvalued with a PE ratio of 363.69 despite its low ROE.

Top Performers

Bajaj Holdings & Investment Ltd.

Exceptional revenue growth of 255.25% YoY and strong EPS of 585.90.

Cholamandalam Investment and Finance Company Ltd.

High ROE of 20.23% and decent growth with revenue growth of 35.04% YoY.

Muthoot Finance Ltd.

Strong profitability with ROE of 19.65% and healthy revenue growth.

Explore

Watchlists