Fedbank Financial Services Quarterly Results

Pros & Cons

POSITIVES

Strong revenue growth of 15% in the latest quarter, demonstrating robust demand for financial services.
Improved net profit margin by 2% compared to the previous year, indicating efficient cost management.
Increased customer acquisition rates, enhancing market share in a competitive landscape.

NEGATIVES

Rising non-performing assets (NPAs) by 5% this quarter, indicating potential credit risk concerns.
Operating expenses increased by 10%, which may pressure margins in future periods.
Slower loan growth at 8%, suggesting potential challenges in lending demand compared to previous quarters.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	394.79	413.45	407.58	477.31	512.98	533.05	523.22	519.71
Expenses	166.91	175.75	173.32	202.41	214.24	221.26	215.87	217.97
Financing Profit	227.88	237.70	234.26	274.90	298.74	311.79	307.35	301.74
Other Income	3.16	16	20.15	13.68	6.11	9.99	14.25	0.65
Depreciation	9.47	9.74	9.48	11	11.77	12.83	13.25	12.37
Profit Before Tax	77.37	87.80	90.85	93.63	86.42	25.04	98.65	100.35
Tax	19.61	22.40	23.19	23.40	21.87	6.28	27	25.34
Net Profit	57.76	65.40	67.66	70.23	64.55	18.76	71.65	75.01
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0