CreditAccess Grameen Peer Comparison

CreditAccess Grameen Ltd. stands out in growth and profitability metrics but faces challenges in valuation, with a high PE ratio compared to peers. It demonstrates solid operational efficiency and strong revenue growth, but its debt level is a concern. The peer comparison highlights Bajaj Holdings as a strong performer with exceptional growth and profitability metrics, while JIO Financial Services suffers from low returns and high valuation ratios, indicating potential overvaluation.

• • CreditAccess Grameen Ltd. has the highest EPS growth over 3 years (119.2%) among peers.
• • Bajaj Holdings leads in profitability with the highest ROA (12.45%) and profit margin (446.71%).
• • JIO Financial Services is the weakest in terms of ROE (1.23%) and has the highest PE ratio (363.69), indicating potential overvaluation.
• • Cholamandalam and Shriram Finance have high debt levels but moderate profitability metrics.
• • Bajaj Holdings is a strong value pick due to its low PEG ratio (0.93) coupled with high profitability.

• • Bajaj Holdings & Investment Ltd.: Highest growth in revenue YoY (255.25%) and outstanding EPS (585.90), coupled with strong margins.
• • CreditAccess Grameen Ltd.: Significant revenue growth (45.74% YoY) and profitability metrics (ROE of 24.87%) make it a leader in the sector.