Comfort Fincap Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Revenue growth of 15% in the latest quarter indicates strong demand for financial services.
Improved net profit margin at 12% suggests better cost management and operational efficiency.
Increased return on equity at 18% reflects effective utilization of shareholders' funds.

NEGATIVES

Decline in loan disbursements by 10% could signal potential liquidity issues.
Rising non-performing assets (NPAs) at 5% raises concerns about credit risk management.
High operational costs have limited profit expansion despite revenue growth.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	3.42	3.76	3.17	2.87	3	3.03	3.07	3.86	3.83	3.75
Expenses	0.71	0.78	0.88	1.61	0.66	0.97	0.87	1.16	0.90	1.09
Operating Profit	2.72	2.98	2.29	1.27	2.34	2.06	2.20	2.71	2.93	2.66
Other Income	0	0.01	0.01	0.71	1.01	0.10	0.01	-0.95	0.54	-0.49
Interest	0.67	0.77	0.58	0.66	0.65	0.69	0.59	0.58	0.28	0.11
Depreciation	0	0.01	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02
Profit Before Tax	2.05	2.21	1.70	1.30	2.69	1.45	1.60	1.15	3.17	2.05
Tax	0.55	0.57	0.42	0.57	0.76	0.40	0.24	0.38	0.51	0.58
Net Profit	1.50	1.63	1.28	0.73	1.93	1.04	1.36	0.77	2.67	1.47
Eps in Rs	0.28	0.30	0.24	0.14	0.14	0.19	0.22	0.12	0.32	0.48