Bank Of India Quarterly Results

Charts

Revenue Growth (Quarterly)

Financing Margin

EPS Growth

POSITIVES

Consistent revenue growth with a significant rise from ₹15,062 Crore to ₹17,466 Crore over the last year.
Net profit increased from ₹1,488 Crore to ₹2,398 Crore, indicating better profitability.
Improved operating efficiency with expenses rising at a slower pace compared to revenue growth.

NEGATIVES

Profit margins declined from 9.87% to 8.76% in the latest quarter, indicating potential cost pressures.
Recent quarter showed a decrease in EPS from ₹5.72 to ₹4.02, which could affect investor sentiment.
Rising interest expenses, which increased by 20% year-over-year, impacting net profitability.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	14,442.10	15,062	15,318.75	16,250.46	17,045.63	17,465.81	18,317.30	18,478.96	18,466.61	18,521.48
Expenses	12,203.50	12,960.60	13,463.62	14,435.23	14,656.64	15,796.93	16,334.50	17,016.03	16,607.70	16,887.39
Financing Profit	2,238.60	2,101.40	1,855.13	1,815.23	2,388.99	1,668.88	1,982.80	1,462.93	1,858.91	1,634.09
Other Income	1,483.90	1,717.41	1,202.08	1,829.74	1,338.02	2,531.75	1,780.38	3,454.59	2,211.01	2,218.39
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	2,879.82	2,977.44	2,538.82	1,797.05	2,422.04	3,138.36	3,446.65	3,551.26	2,439	3,360.82
Tax	1,378.60	1,488.62	643.34	298.04	687.76	739.62	887.85	903.64	675.05	835.18
Net Profit	1,501.22	1,488.82	1,895.48	1,499.01	1,734.28	2,398.74	2,558.80	2,647.62	1,763.95	2,525.64
Gross Npa %	0	0	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0	0	0