Bandhan Bank Quarterly Results

Pros & Cons

POSITIVES

Strong net interest income growth indicates robust lending performance.
Improved asset quality metrics suggest effective risk management practices.
Increased digital banking adoption highlights operational efficiency and customer engagement.

NEGATIVES

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	4,491.93	4,665.43	5,189.34	5,535.82	5,499.82	5,478.73	5,433.86	5,475.61
Expenses	3,448.79	3,555.29	4,044.98	4,122.47	4,239.43	4,553.22	4,562.14	4,533.09
Financing Profit	1,043.15	1,110.14	1,144.36	1,413.36	1,260.38	925.51	871.72	942.52
Other Income	540.25	545.16	694.12	527.54	594.72	1,095.85	699.62	725.88
Depreciation	0	0	0	0	0	0	0	0
Profit Before Tax	947.25	971.30	64.15	1,417.89	1,248.86	645.35	311.18	521.49
Tax	226.08	238.58	9.53	354.43	311.41	218.86	-6.72	149.53
Net Profit	721.17	732.72	54.63	1,063.46	937.45	426.49	317.90	371.96
Gross Npa %	7.32	7.02	3.84	4.23	4.68	4.68	4.71	4.96
Net Npa %	2.32	2.21	1.11	1.15	1.29	1.28	1.28	1.36