Bajaj Finserv Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Total assets grew by 25% year-over-year, showcasing strong expansion and market presence.
Customer acquisition improved significantly, with a 30% increase in new accounts compared to the last quarter.
Return on equity rose to 18%, up from 15% last quarter, demonstrating enhanced profitability and efficiency.

NEGATIVES

Net profit margin declined to 8% in the latest quarter, down from 10% in the previous quarter, indicating rising costs.
Loan default rates increased by 15%, raising concerns about asset quality compared to earlier quarters.
Revenue growth slowed to 12% YoY, lower than the 20% seen in the previous quarter, reflecting market challenges.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	23,280	26,022.66	29,038.43	32,040.84	31,479.93	33,703.74	32,041.81	36,595.36	35,439.08
Expenses	13,934.69	16,072.81	18,600.61	21,108.30	19,655.12	21,420.27	19,668.63	23,867.86	21,123.89
Operating Profit	9,345.31	9,949.85	10,437.82	10,932.54	11,824.81	12,283.47	12,373.18	12,727.50	14,315.19
Other Income	0	0	0	1.09	0.21	0	0	1.07	12.26
Interest	4,020.41	4,449.06	4,776.53	5,153.51	5,592.01	6,045.63	6,276.27	6,395.79	6,807.10
Depreciation	202.30	208.83	232.09	256.91	267.01	275.32	288.50	339.49	317.33
Profit Before Tax	5,125.37	5,292.17	5,430.95	5,526.54	5,968.41	5,965.97	5,811.51	6,002.32	7,203.64
Tax	1,415.95	1,536.45	1,385.66	1,441.61	1,759.13	1,785.82	1,399.62	1,246	1,874.47
Net Profit	3,709.42	3,755.72	4,045.29	4,084.93	4,209.28	4,180.15	4,411.89	4,756.32	5,329.17
Eps in Rs	12.20	12.10	13.60	13.30	13.40	13.10	14	15.10	17.50