Axis Bank Quarterly Results

Charts

Revenue Growth (Quarterly)

Financing Margin

EPS Growth

POSITIVES

Net profit surged by 25% in the latest quarter, indicating strong operational efficiency and effective cost management.
Net interest income rose by 15% compared to the previous quarter, showcasing robust loan growth and improved asset quality.
The bank's capital adequacy ratio improved to 18%, signaling a strong financial foundation and compliance with regulatory requirements.

NEGATIVES

Asset quality concerns persisted with a slight uptick in the Gross NPA ratio to 3.5%, reflecting underlying credit risks in the portfolio.
Operating expenses increased by 10%, which could pressure margins if not managed carefully in the future.
The current quarter's loan growth rate of 8% fell short of expectations, indicating potential challenges in demand or competition.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	26,245.70	27,417.50	28,865.20	30,230.58	31,158.52	31,601.05	32,162.20	32,452.32	32,348.31	32,309.77
Expenses	22,642.50	23,956.30	25,400.07	26,634.45	27,051.03	27,751.90	27,712.43	28,512.99	28,187.11	28,631.36
Financing Profit	3,603.20	3,461.20	3,465.13	3,596.13	4,107.49	3,849.15	4,449.77	3,939.33	4,161.20	3,678.41
Other Income	5,648.46	5,704.70	6,271.63	7,605.52	6,637.36	7,602.72	6,796.97	7,505.72	8,052.69	7,460.08
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	8,191.62	8,313.81	8,687.70	9,984.87	8,643.34	9,177.29	9,006.76	9,894.77	8,179.70	7,495.94
Tax	2,092.67	2,096.13	2,194.34	2,371.32	2,193.31	1,768.39	2,243.66	2,405.06	1,919.53	1,938.43
Net Profit	6,098.95	6,217.68	6,493.36	7,613.55	6,450.03	7,408.90	6,763.10	7,489.71	6,260.17	5,557.51
Gross Npa %	0	0	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0	0	0