Aadhar Housing Fin Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Strong revenue growth observed in the latest quarter, reflecting increased loan disbursements and market share.
Improvement in net profit margins indicates better cost management and operational efficiency.
Lower non-performing assets (NPAs) suggest effective risk management and collection practices.

NEGATIVES

Rising interest rates may pressure profit margins and borrowing costs in upcoming quarters.
Increased competition in the housing finance sector could impact market share and pricing power.
Slower economic growth may affect loan demand and overall business performance.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	593.42	628.55	673.05	691.80	713.14	764.27	797.61	832.61	848.18
Expenses	165.85	132.08	156.23	165.57	172.79	180.47	186.61	196.77	207.13
Operating Profit	427.57	496.47	516.82	526.23	540.35	583.80	611	635.84	641.05
Other Income	0	0.12	0.03	0.02	0.01	0.01	0.03	1.23	3.16
Interest	235.35	238.62	250.84	261.88	277.01	285.18	296.87	314.71	331.94
Depreciation	4.82	4.95	5.45	5.76	6.11	6.20	6.48	6.45	7.12
Profit Before Tax	187.40	253.02	260.56	258.61	257.24	292.43	307.68	315.91	305.15
Tax	41.09	55.72	56.29	56.85	57.10	64.92	68.34	71.07	67.87
Net Profit	146.31	197.30	204.27	201.76	200.14	227.51	239.34	244.84	237.28
Eps in Rs	3.71	5	5.17	5.11	4.86	5.31	5.56	5.68	5.50