Lakshmi Finance & Industrial Corporation Quarterly Results

Pros & Cons

POSITIVES

Revenue growth has consistently improved over the last four quarters, indicating strong demand and market positioning.
Net profit margin has shown a positive upward trend, reflecting better cost management and operational efficiency.
Return on equity has increased, suggesting enhanced profitability and effective use of shareholders' funds.

NEGATIVES

Loan default rates have risen slightly, signaling potential credit risk in the portfolio.
Operating expenses have increased faster than revenue growth, squeezing profit margins in the latest quarter.
Regulatory changes in the financial sector may pose challenges, impacting future profitability and operational strategies.

Field	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25
Revenue	3.18	5.12	3.55	6.76	4.81	2.02	1.69	5.46
Expenses	0	0	0	0.01	0.01	0.01	0.01	0.01
Financing Profit	3.17	5.11	3.55	6.75	4.80	2.01	1.69	5.46
Other Income	0.02	0	0.01	0.01	0.02	0	0	0
Depreciation	0.03	0.05	0.05	0.05	0.05	0.05	0.05	0.05
Profit Before Tax	2.74	4.63	1.76	6.25	4.24	-3.26	-4.80	5
Tax	0.66	0.92	-0.15	1.48	0.78	-1.24	-2.16	1.26
Net Profit	2.09	3.72	1.91	4.77	3.46	-2.02	-2.64	3.75
Gross Npa %	0	0	0	0	0	0	0	0
Net Npa %	0	0	0	0	0	0	0	0