L&T Finance Quarterly Results

Charts

YoY Net Sales (Quarterly)

Operating Margin

EPS Growth

POSITIVES

Consistent revenue growth over the last four quarters indicates strong market demand for L&T Finance's services.
Improved net profit margin in the latest quarter suggests better cost management and operational efficiency.
Increase in assets under management reflects growing customer confidence and business expansion.

NEGATIVES

Rising non-performing assets (NPAs) remain a concern, impacting overall profitability and investor sentiment.
Declining return on equity (ROE) in recent quarters indicates inefficiencies in utilizing shareholder funds.
Higher provisioning for bad loans in the latest quarter could signal underlying credit quality issues.

Field	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25
Revenue	3,223.32	3,213.84	3,533.96	3,670.30	3,784.40	4,019.34	4,097.58	4,022.92	4,259.57	4,335.75
Expenses	1,269.85	1,331.44	1,374.60	1,619.08	1,482.49	1,574.88	1,675.80	1,580.89	1,639.95	1,661.69
Operating Profit	1,953.47	1,882.40	2,159.36	2,051.22	2,301.91	2,444.46	2,421.78	2,442.03	2,619.62	2,674.06
Other Income	153.46	268.23	47.30	5.55	0.21	4.68	7.55	4.30	0.03	0.04
Interest	1,363.76	1,324.91	1,353.43	1,335.09	1,351.41	1,476.28	1,569.24	1,599.83	1,635.74	1,634.29
Depreciation	29.59	28.33	29.19	27.66	28.44	33.29	36.19	40.98	40.69	50.95
Profit Before Tax	713.58	797.39	824.04	694.02	922.27	939.57	823.90	805.52	943.22	988.86
Tax	183.06	203.17	184.67	141	237.02	242.89	198.25	169.68	242.38	253.98
Net Profit	530.52	594.22	639.37	553.02	685.25	696.68	625.65	635.84	700.84	734.88
Eps in Rs	2.14	2.40	2.57	2.23	2.75	2.79	2.51	2.55	2.81	2.94